A SIP calculator shows how a fixed monthly investment compounds. The page needs three inputs: the amount you add every month, the annual return you want to test, and the number of years.

Worked example

5,000 a month, 12% a year, 10 years. Future value is about 11,61,695. The cash you put in is 6,00,000. The gain is about 5,61,695. Change the return to 8% and the future value drops. That is the useful part: you can see how sensitive the result is to a rate nobody can promise.

Do not read the figure as a mutual-fund prediction. Charges, missed months, and tax all sit outside this formula.

  1. Open sipcalculator.beastbrowser.com.
  2. Enter the monthly amount, the annual rate, and the years.
  3. Read future value, amount invested, and gain.

A loan payment, which is the reverse problem, is the EMI calculator.